I just took my medicine on extended warranties....don't buy a Cornerstone Warranty for your SXS....I agree with earlier posts...they are just looking for ways to get out of paying claims. I have a great dealer and they have bent over backwards...it is all about Cornerstone and looking for ways not to pay. The drive coupler between my engine and rear diff blew a clamp, took out the engine output seal, resulting in low oil and engine damage. Read your fine print...they have language to deny about anything. They had a rep come out and inspect it and said a clamp caused it and clamps aren't covered so the repair isn't covered. I should have kept my money and put it towards repairs! The fine print basically says if it was caused by a bolt, clamp, rubber, bla, bla, bla... Basically looking for any fine print to deny claims....a broken bolt or clamp can exclude a lot of stuff... I suggest keeping your money and saving for repairs or at minimum not using Cornerstone.